费用比较
Legend:
| All | | Core Funds and Non-Core Funds |
| Others | | Core Fund(s) and Non-Core Funds |
Note:
1) Principal Asset Management Berhad:
(formerly known as CIMB-Principal Asset Management Berhad)
| Class | Features |
|---|---|
| Class A | Subject to the PRS Provider’s absolute discretion, Class A is for an individual who has attained the age 18 years as of the date of opening a private pension account. Class A and Class C have different Sales Charge and Management Fee. |
| Class C | Subject to the PRS Provider’s absolute discretion, Class C is for an individual who has attained the age 18 years as of the date of opening a private pension account. Class A and Class C have different Sales Charge and Management Fee. |
| Class X | Subject to the PRS Provider’s absolute discretion, Class X is for a Member who participates via his/her employer. Class X has no Sales Charge. |
2) Manulife Investment Management (M) Berhad
Multiple classes of units
The core funds of the Scheme have 3 classes of Units: Class A, Class B and Class C. The noncore fund of the Scheme has 1 class of Unit: Class C. Class A, Class B and Class C Units are distinguished by the amount of Sales Charge, Redemption Charge, switching fee, transfer fee and amount of management fee imposed by the Provider on each of those classes of Units.
On the 10th anniversary of the date the first contribution was made by or on behalf of a Member holding Class A Units of a Fund, the Class A Units of such Fund held by a Member will automatically be converted into Class B Units of such Fund at no cost to the Member.
Accordingly, any subsequent contributions by or on behalf of the Member after the said 10th anniversary will be utilised towards the purchase of Class B Units of any of the Funds. For the avoidance of doubt, the date the first contribution was made shall be the earliest date the first contribution was made to the Scheme or to any other PRS operated by the Provider.
Switching
Members may switch:
(a) between Funds of the Scheme;
(b) between a Fund of the Scheme and any other fund in another scheme operated by the Provider; and
(c) from Class A or Class B Units to Class C Units.
However, switching from Class C Units to Class A or Class B Units is not allowed.
3) AmFunds Management Berhad:
| Class | Features |
|---|---|
| Class D | Class D is only available for certain distributors appointed by the PRS Provider and via AmInvest PRS online platform. |
| Class I | Class I is only available for Employer-Sponsored Retirement Scheme and also employees of any employer with prior arrangement with the PRS Provider. |
For more information on the fees / charges please contact your PRS provider or read the PRS Providers’ Disclosure Document, Supplementary or Replacement Disclosure Document and Product Highlights Sheet.
PRS 基金管理
公司和计划