您需储蓄多少退休金？

最好是从您工作赚钱的那天起，就开始为将来储存退休金。定期储蓄将有助增长您的退休金。

请使用此计算机，算出您需储蓄多少退休金。

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For illustration purposes, you may add other savings (e.g.: Unit Trust/Amanah Saham, Fixed Deposit) into the PRS Balance.

I am years old and planning to retire at age . I need my retirement income until age

My current monthly salary is RM

My last drawn salary is approx. RM and I want approx. RM a month during retirement

My current EPF total savings is RM

Total % EPF contribution per month

My current PRS savings is RM

(including other savings, e.g.: Unit Trust/Amanah Saham, Fixed Deposit)

My monthly contribution to PRS is %

Before retirement, I would like a % annual rate of return for my PRS savings.

Upon retirement, I will continue my savings invested with % of return p.a.

Current inflation rate is % per annum

Your Retirement Funds at Age

You will need
For years
Until years old
You have about
Approx. for years
Until years old
  • You will need
  • PRS
  • EPF

注意:

上述资讯仅供说明用途，并以您所输入数据为依据，包括以下假设。

  1. 最后在资月薪的 2/3，以维持退休前的生活品质。
  2. 你的年收入增长按照率是 3%。
  3. 通货膨胀按照率是每年 3%。
  4. 雇员公积金终生储蓄每年平均分红按照 4%。
  5. 退休后，您将以按照 4% 的回酬率保留您的储蓄。 并每月提取一笔您将需要的金额。
退休计算机应仅作为指南之用，不能保证可实现您的退休储蓄目标或旨在提供投资建议。有关您的个人退休计划，请咨询PRS顾问。